Storm Damage? Here’s What to Do Before Calling Insurance
Discover what to do after your roof suffers storm damage — from documentation to temporary fixes. Roofing experts share insurance tips every homeowner should know
When a Storm Hits, Time Is Critical
Hail, wind, and heavy rain can all damage your roof — often in ways you can’t immediately see. Acting quickly after a storm helps you avoid further damage and strengthens your insurance claim.
Step 1: Stay Safe and Assess from a Distance
Never climb onto your roof after a storm. Inspect from the ground using binoculars or a drone if possible. Look for:
Missing shingles
Dents in gutters or vents
Debris buildup
Broken flashing or chimney caps
Step 2: Document Everything
Take clear photos and videos of all visible damage, both inside and outside your home. Save timestamps and make notes — this documentation is essential for your insurance claim.
Step 3: Call a Local Roofing Contractor First
Many homeowners call their insurance company before contacting a roofer — but the smarter move is to get a professional inspection first.
A trusted roofing contractor can:
Confirm whether your damage qualifies for a claim
Provide a written report with photos
Meet with your adjuster to ensure accurate coverage
Step 4: Beware of Storm Chasers
Avoid door-to-door contractors offering “too good to be true” deals. Stick with a licensed, insured, and local roofing company that stands behind its work.
Need Storm Damage Help?
If you suspect roof damage, call our team today. We offer free storm inspections and can help you navigate the insurance process from start to finish.
